What is a LOMA Letter?

The FEMA Letter of Map Amendment (LOMA) determination will state the property or building is correctly shown outside the Special Flood Hazard Area (SFHA) and, therefore, the mandatory flood insurance requirement does not apply!!!.
In order to know if your property is located outside of a flood risk zone, order an Elevation Certificate now and we will let you know if you are a LOMA candidate!!!

If you are a Loma Candidate, we encourage you to order a Loma Letter Application with us and submit it to FEMA ( Federal Management Agency ) to start the process of being removed from flood zone!!! Maybe you are paying unnecessary flood insurance in your residence, apartment or commercial building!!!


Elevation Service

Elevation Service

Benefits of a LOMA Letter-Removal:

- Flood Insurance is made optional to the structure  owner

- The property value increases for the current owner and any future owner

- The structure becomes far more marketable

- The monthly mortgage payment is typically reduced for loans with escrow accounts

- Generally allows the option for a Preferred Risk Policy  (PRP) which offers similar coverage at a much lower  premium

- The current years Flood Insurance Premium is refunded, in most cases, provided there is no claim history

Think about having free flood insurance for the rest of your life!!! You could save thousands of dollars for the years to come!!!! Call us now!!

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