Lower Your Homeowner's Insurance Premiums

A Certified Wind Mitigation Inspection Can Save You Thousands.

Florida Statute 626.0629 requires insurance companies to offer significant “credits, discounts, or rate differentials” to homeowners who invest in construction features that mitigate wind damage. A Wind Mitigation Inspection is an official review, performed by a licensed professional, to verify these features. The resulting report (OIR-B1-1802) can unlock substantial savings on your insurance premium. At Studio A Engineering, our licensed engineers ensure every qualifying feature of your home is accurately documented so you receive the maximum discount you are entitled to.

The 6 Key Areas of a Wind Mitigation Inspection

1. Roof Condition & Covering

We verify the age and permit information of your roof covering to ensure it meets current Florida Building Code standards, which is the first step toward qualifying for discounts.

2. Roof-to-Wall Connection 

This is a crucial credit. We inspect your attic to determine how securely your roof trusses are attached to the walls, looking for hurricane clips, single wraps, or double wraps.

3. Roof Geometry 

The shape of your roof plays a major role in how it performs in a hurricane. We measure and verify if you have a hip roof, which typically qualifies for a significant insurance discount.

4. Roof Deck Attachment 

We inspect the type and nailing pattern of your roof deck sheathing. A stronger attachment, such as thicker sheathing with closely spaced nails, earns a valuable credit.

5. Secondary Water Resistance (SWR) 

This sealed underlayment provides a critical secondary barrier against water intrusion if your roof covering is damaged. We verify if this protective layer is present.

6. Opening Protection

This is the most significant credit. We inspect every door and window to verify if they are protected with rated hurricane shutters or impact-resistant glass, ensuring your entire building envelope is secure.

Stop Overpaying for Insurance. Start Saving Today.

Let's ensure your next project is engineered for success. Contact our team for a professional assessment.

Hurricane Preparedness & Savings

We are available 24/7

1-888 819 3647

1-888 819 ENGR

 

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