Wind Mitigation Inspection Florida: Lower Insurance Premiums
Lower Your Insurance Premiums with a Certified Wind Mitigation Inspection Report. Florida Statute 626.0629 requires insurance companies to offer significant premium discounts for homes that meet specific wind resistance standards.
- Licensed professional engineer in Florida
- Signed and sealed reports
Wind Mitigation Inspection Florida
Florida Statute 626.0629 requires insurance companies to offer significant premium discounts for homes that meet specific wind resistance standards.
A wind mitigation inspection homeowners can request is the certified evaluation that unlocks these savings.
At Studio A Engineering, our wind mitigation inspections are performed by Paul Edwards Pineda, PE.
Our wind mitigation inspection report follows the official OIR-B1-1802 form required by all insurance carriers.
A single inspection can reduce annual insurance premiums by 20-45%.
We also provide structural engineering services, milestone inspections, and threshold inspections.
The 6 Key Areas of a Wind Mitigation Inspection Florida
Roof Condition & Covering
We verify the age and permit information of your roof covering to ensure it meets current Florida Building Code standards, which is the first step toward qualifying for discounts.
Roof-To-Wall Connection
This is a crucial credit. We inspect your attic to determine how securely your roof trusses are attached to the walls, looking for hurricane clips, single wraps, or double wraps.
Roof Geometry
The shape of your roof plays a major role in how it performs in a hurricane. We measure and verify if you have a hip roof, which typically qualifies for a significant insurance discount.
Roof Deck Attachment
We inspect the type and nailing pattern of your roof deck sheathing. A stronger attachment, such as thicker sheathing with closely spaced nails, earns a valuable credit.
Secondary Water Resistance (SWR)
This sealed underlayment provides a secondary barrier against water intrusion if your roof covering is damaged. We verify if this protective layer is present.
Opening Protection
This is the most significant credit. We inspect every door and window to verify if they are protected with rated hurricane shutters or impact-resistant glass, ensuring your entire building envelope is secure.
Stop Overpaying for Insurance. Get a Wind Mitigation Inspection Today
Tell us about your project and a licensed Florida Professional Engineer will reply within one business day.
Why Every Florida Homeowner Needs a Wind Mitigation Inspection
Florida homeowners pay some of the highest property insurance rates in the nation.
A wind mitigation inspection in Florida with a licensed engineer is the single most effective way to reduce those premiums.
The inspection evaluates six areas of your home:
- Roof covering
- Roof-to-wall connections
- Roof geometry
- Roof deck attachment
- Secondary water resistance
- Opening protection
Each qualifying feature documented in your report translates directly to insurance premium credits.
Most homeowners save between $500 and $2,500 annually after a wind mitigation inspection.
The inspection takes approximately 30-45 minutes and the report is valid for 5 years.
Studio A Engineering serves homeowners across all South Florida counties.
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