Many Florida properties are incorrectly shown within a Special Flood Hazard Area on FEMA maps, forcing owners to pay thousands in unnecessary flood insurance. An elevation certificate Florida property owners can use is the first step to proving your property is above the base flood elevation. At Studio A Engineering, our elevation certificate Florida services are performed by Paul Edwards Pineda, PE (FL PE #61808).
We prepare your elevation certificate, file the LOMA application with FEMA, and help you eliminate or reduce mandatory flood insurance premiums. An elevation certificate Florida homeowners receive from us includes precise survey measurements that can save you thousands annually. Verify our PE credentials through the DBPR.
Our Elevation Certificate Florida Services
FEMA Elevation Certificates
Our licensed surveyors perform a detailed on-site survey to determine the precise elevation of your structure’s key features, including the lowest floor, adjacent ground, and mechanical equipment. This data is recorded on an official FEMA Elevation Certificate.
LOMA Application & Submittal
If the Elevation Certificate shows your property is a LOMA candidate, we manage the entire application process. We compile all necessary documentation and submit the LOMA request directly to FEMA for an official determination.
End Mandatory Flood Insurance
A successful LOMA from FEMA officially removes your building from the SFHA. This makes the mandatory flood insurance requirement optional for your mortgage lender, giving you freedom and significant financial savings.
Increase Property Value
A property that is officially removed from a high-risk flood zone is instantly more attractive to potential buyers. It becomes far more marketable, often leading to a direct increase in its overall value.
Potential for Insurance Refunds
In many cases, with a successful LOMA and no recent claim history, your current year’s flood insurance premium can be refunded. We help you secure the documentation needed to request this from your provider.
Lower Your Monthly Mortgage
For loans with escrow accounts, removing the mandatory flood insurance premium will typically reduce your monthly mortgage payment, freeing up your cash flow for years to come.
Paying Too Much for Flood Insurance? Get an Elevation Certificate
How an Elevation Certificate Florida Property Owners Need Can Save You Money
Florida has more properties in FEMA-designated flood zones than any other state. An elevation certificate Florida homeowners obtain from a licensed engineer is the official document that proves your property sits above the base flood elevation. If your elevation certificate shows your structure is above the BFE, you can apply for a Letter of Map Amendment (LOMA) from FEMA to remove the mandatory flood insurance requirement.
The savings from a single elevation certificate Florida families invest in can reach $2,000 to $5,000 per year in eliminated flood insurance premiums. Our team handles the complete process from survey to FEMA submission, with an average turnaround of 4-6 weeks. We serve property owners across Miami-Dade, Broward, Palm Beach, Collier, and Hillsborough counties.
